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Category: Buying A House

Downsizing 101: How to Help Your Senior Loved One Transition to a Smaller Home

As your senior loved one ages, you may find that they have trouble getting up and down the stairs or fall behind on maintenance and cleaning due to the large space. Perhaps they are too far away from you and other family members, and would benefit by being a little closer. Downsizing is a great option for seniors looking to ramp up the safety, reduce the workload, and live out their golden years surrounded by family, friends, and a home that ages with them.

You’ll find several helpful tips listed below to help make this process as easy as possible (for more, check out Closetbox.com’s six tips for downsizing here):

Have a Plan before Downsizing

Downsizing isn’t something you can just jump right into – it requires planning and organization to avoid unnecessary stress. Once the decision to downsize has been made, the greatest downsizing tip is to start as early as possible. Go room by room and sort through every single item. If your loved one already has a home purchased, use the floor plan to determine how much room and storage space they have for items and keepsakes. However, remember that a smaller house means smaller rooms, smaller closets, and less storage space. Perhaps they decide to buy a townhome in Minnesota or explore an option of looking at condos for sale? This will also help to depersonalize the house and declutter since you have to sell a house in the end.

Although it is likely that if your loved one had the choice they would choose to keep everything, they must be reasonable and realistic. Don’t force your loved one to part ways with something they will regret. While it might just be an old silver platter to you, it is so much more than that to them. It served the carved turkey for over 30 years of family dinners and was the centerpiece for every dinner party. Put yourself in their shoes and show a little compassion and understanding.

Modify It

Downsizing into a smaller home is the perfect time to make home modifications, especially if your loved one plans to age in place. A smaller home will have less expenses, including a reduced mortgage, freeing up funds to create a home that ages with them, not against them. You may even find that the house they purchase has modifications already in place. The first room to inspect and change should be the bathroom, with the biggest concern being the bathtub/shower. Consider replacing the tub or shower with a walk-in version, and add grab bars for extra support and safety. Grab bars can be added to other areas of the home as well such as by the toilet or bed. If you loved one’s strength and balance just isn’t what it used to be, a bathtub chair or transfer bench could be the key.

While you may have never given much thought to the floor you walk on, flooring can create a serious tripping hazard, especially if it is old, shaggy carpet. An easy replacement would be shorter-nap carpeting, but hardwood, tile, or laminate would be ideal, especially for wheelchair use. Other modifications to consider are wider hallways/doorways, ramps, railings, extra lighting, and a security system. Want more assistance? Check out DailyCaring.com room-by-room home modification guide.

Location, Location, Location

Before your loved one moves right into the next house, take a look at the location and the neighborhood score for aging in place. Using the AARP Livability Index, neighborhoods are scored based on housing, transportation, environment, health, engagement, and opportunity. However, according to seniors ages 55 and up, the most important features are bus stops, parks, pharmacies, and grocery stores.

Accompany your senior on their home search, and look for a neighborhood that matches their lifestyle and demographic. Ask neighbors and local law enforcement about the crime rate in the area. Consider asking about the community feel of the area. Do neighbors look out for one another or is seeing a neighbor like spotting a unicorn? Make sure there is quick access to medical care in case of an emergency, and easy access to public transportation if mobility or driving becomes an issue.

Helping your senior loved one downsize doesn’t have to involve a headache. Have an organized plan in place and think to the future with home modifications and neighborhoods that support your loved one’s changing needs. Take your time and they’ll be enjoying their new home in no time.

If you need help with helping your parents downsize and sell a home so they can buy a home in Minnesota, fill out the form below and The Antonov Group agent will reach out to you!

Buying A House? Demand These 3 Things From Your Agent In New Brighton

If you’re thinking about buying a house in New Brighton, and if you’re going to buy one with the help of an agent, make sure you get the service you need. Read this blog post for information about buying a house? Demand these 3 things from your agent in New Brighton…

If you’re planning to buy a house, you might want to think about getting help from an agent. An agent provides many different benefits and services and they should be focused on serving you and help you.

So, buying a house?

Demand these 3 things from your agent in New Brighton. (And if you don’t get them, find another agent who can help you).

#1. Ask for their track record

Find out how good your agent will be in representing you. See if they can provide you with testimonials and success stories, or some other kind of indicator of how well they represent you. Remember, they should be able to find you plenty of houses to look at and then negotiate well on your behalf.

#2. Ask to look at lots of houses, multiple times

An agent wants to get you into a house as soon as they can. Although they want you to be happy, of course, they also want to minimize how long they take to work with you. Demand that they spend all the time you need.

One way to get their help here is to ask to see lots of houses, and, ask to see some houses multiple times. The reason is simple: An agent might want to show you five houses… but what if you find your dream home after looking at the fifteenth house?

Or, what if you look at ten houses and realize that you want to go back and look at the first house again? A good agent will comply with your wishes.

#3. Ask to drive around the neighborhood

Agents can often be focused on houses and they forget all the other reasons you want to buy a house. For example, you might want to know that there are good schools and parks nearby for your children; so, ask your agent to show you a house and then drive around the neighborhood to view what the neighborhood is like. Both pieces of information are essential for you to make an informed decision.

Summary

Agents are not all the same. Some will do more for you and some will do less. But if you want an agent to serve you make sure you know ahead of time what you want and ask the agent if they’ll do it. Buying a house? Demand these 3 things from your agent in New Brighton… and you’ll love finding the house of your dreams!

If you want to buy a house in New Brighton we can help you with that. Click here now and fill out the form or call our office at 612-840-6507.

I Inherited a House, What To Do? – Should I rent or sell in New Brighton?

First, we’re so sorry for your loss. This can be a very challenging time for many reasons, and dealing with property ownership is tough at the best of times.

You’re thinking, “I inherited a house, what to do with this house?” Should I rent it? Should I sell it?  How should I sell it?

Tons of options open for you, but…

… we can help.

We’re seasoned investors in New Brighton real estate, and we’re looking to buy several houses each month in the New Brighton MN area. Every month we get calls from those who have inherited a house and are looking to sell the house… so the info below are some tips to help you navigate the process.

I Inherited A House, What To Do Next?

Here’s a few important considerations to help you make the right decision:

1) Make sure the mortgage is paid.

This may sound obvious, but if the person who left you a property also had a mortgage (unless it had no mortgage and was paid off, which is great!), you have to pay it (assuming you want to keep the property). Some banks will allow you to assume the loan, while others may force you to refinance into a new loan. If you don’t qualify for a new loan, renting may not be an option for you.

2) The investment is only as good as the manager.

If dealing with brokers, maintenance, tenants, rent collection and all the nuances of property management isn’t the best use of your time, hire a professional to help you or cash out now.  Some people who inherit homes decide to keep the house and rent it for extra income. That’s a great strategy for sure. You just need to be prepared to manage the property and the hassles that can go along with tenants and toilets.

3) Property ownership costs money.

It’s rare to see a building that’s been perfectly maintained. Most inherited houses need major improvements.

Consider hiring a professional property inspector to give you a detailed rundown on what you’ll need to do within the next five years, along with estimated costs. Surprises are very, very expensive.

4) Selling a property for top dollar costs money.

If you don’t want to deal with making repairs, updating kitchens, improving landscaping and overall cleanup, don’t worry. We buy New Brighton houses for cash, as-is.

5) If the market will continue to grow faster than your other options, hang on to the investment.

We can help you analyze the value of your property today versus the long-term benefits of renting. If you can use the equity in your property in another way that outpaces the performance of the real estate market, you should. If you don’t have anything better to do with the money and the neighborhood is rising in value, hang on – real estate can be a great investment if you know how to correctly read the market.

6) Uncle Sam wants a piece of the action.

Don’t forget to discuss your inheritance with tax and legal professionals before you take action. There are major property and income tax consequences that will dramatically impact the cost of owning your investment.

7) Consider all your options.

In certain situations we may be able to help you structure a lease-option agreement that allows you to rent and sell at the same time – capturing the best of both worlds. These kinds of deals can be complicated, but our MN investment experience can help you win.

8) Compare a few scenarios.

We’ll help you determine prices for any property near MN – if you sold it today without doing any work, the highest price the market will bear, and the projected value of keeping it as a rental (along with the costs).

Just call us today at 612-840-6507 or contact us now for more information
on how we can make you a fair cash offer on your inherited house today!

The State of the Market for Buyers in Blaine MN

Is it still a buyer’s market today in Blaine?

As experts in the Blaine real estate market, we get asked this question a lot.

The answer isn’t as simple as yes or no.

First off, it really depends on the property type and location.

Single-family homes in great locations that are priced well have been flying off the shelves. There’s a lot of demand in the market for certain areas, while others can seem like ghost towns.

Buyers are often looking for the same thing – good neighborhoods, access to transportation, shopping, good schools, close to work, etc. Properties that deliver all these are definitely a hot commodity. Sellers with a highly desirable property are in control of the market.

But for condos and townhouses – especially those a little off the beaten path, or with some funky features – it can be quite a different story. Prices were down in certain areas of Blaine, but seem to be rebounding as the rental market increases.

Investment properties are in demand. The massive amounts of foreign cash flooding in to invest in US real estate have impacted the MN market in unique ways.

Overall, those people in a position to pay cash for properties have been picking up the good deals in the marketplace.

Lots of sellers are trying out speculative prices just to see if anyone bites, but most investors are walking away from deals that don’t pencil out.

Financing is still a major obstacle for buyers. Banks are being incredibly strict, requiring lots of money down and even changing their terms at the last minute. It’s not uncommon for approved buyers to get their loans pulled right before closing escrow, although it’s getting better than it was just a couple of years ago.

Overall the markets remain incredibly polarized – there is a lot of action at the very top and the very bottom, with the biggest challenges in the middle.

Sound confusing? It is. But We Can Help.

There’s a lot of shakeup in the US economy still taking place, and the markets are moving fast in lots of directions at once.

We’re investing in Blaine because we believe in the community and the people here.

If you need to sell a property near Blaine, we can help you.

We buy properties like yours from people who need to sell fast.

Give us a call anytime 612-840-6507 or fill out the form 
over here today if you’re looking to sell a Blaine house fast!

How to Find a Good Real Estate Agent in Lino Lakes

Hiring a real estate agent in Lino Lakes can be frustrating. So what are the steps on how to find a good real estate agent in Lino Lakes?

Many local large real estate brokers will spend thousands of dollars each month to ensure that their agents are the most visible, whether it be online, in the Yellow Pages, or by erecting giant billboards in the most trafficked sections of Lino Lakes.

However, the agents backed by the most promotion dollars aren’t always the best, and may not be a good fit for your circumstances. In today’s piece, we’re going to look at how you can find a good real estate agent in Lino Lakes.

[NOTE: If you need to sell your Lino Lakes house fast and can’t wait the 3-6 months+ it is taking to sell a home on the local market… we may be able to help by buying your house from you. We can make you an all-cash offer within 24 hours on your house in as-is condition. ]

How To Find A Good Real Estate Agent In Lino Lakes – Get Reviews… Real Reviews

Online reviews of real estate agents are easily manipulated, and can be often times little more than paid advertisements. It’s important to get honest reviews from any agent that you’re considering, and any reputable agent will be glad to provide you with recent clients.

Also, reviews are one of the best ways to see how any real estate professional does out in the marketplace.

As a last way to check out the agent… hit Google and type in “Herman Antonov reviews” and see what pops up in the Google search. If you see a bunch of bad reviews on websites like yelp and others… see if the agent tried to engage with those negative reviewers online to resolve the situation.

Ask the Right Questions Of The Local Lino Lakes Real Estate Agent

Ask the agent (or better yet, his or her former clients) the following questions to gauge the agent’s skill, and ability to represent you as a buyer or a seller:

  • Was there any part of the process of buying or selling a home that clients were pleased or particularly displeased with?
  • What was the asking price?
  • What was the sales price?
  • What properties have you worked with in my location?
  • What about similarly sized properties?

It’s important to choose an agent who has experience working with homes similar to yours.

Check The Real Estate Agent’s Credentials

Check with your state’s real estate regulatory authority to verify the agent’s licensing. While you’re on that website, you’re also often able to look into regulatory actions and complaints against the agent.

You should also ask the agent how long they’ve been buying and selling homes. If they’re representing an agency, ask how long they’ve been with that particular agency, and their history with other firms.

Above all, it’s important to choose a real estate agent in Lino Lakes that you can trust. Regular communication is extremely important when selling your home, as in many cases, a house represents the majority of your net worth. A good agent will be able to answer questions such as:

  • How many inquiries have been made about my home?
  • How many of these inquiries came from people likely to make a purchase (not just window shoppers)?
  • What other properties in this neighborhood are for sale? What is the asking price of those homes?

Ask The Local Real Estate Agent How They Plan On Selling Your House

Sometimes going the direct route is the best. In the case of looking for a local Lino Lakes MN real estate agent, ask them how they intend on selling your house for you that the other agents in town won’t do. And see what their answer is.

Usually the great ones actually have a marketing plan and will get your house out there and on the market in a big way.

This Is Where Low Priced Isn’t Always The Best

Often times Lino Lakes MN home sellers want to go with the lowest priced option.

Heck, when you look at the numbers… if a real estate agent is earning 3% on a $100,000 sale… that’s $3,000 in fees just to 1 real estate agent (usually both agents representing the buyer and the seller earn commission)… it isn’t cheap.  But just really do your research before you go with a cut rate agent or a flat fee agent… because that usually means that the service you’re getting is also a lower level service.

Some of the best real estate agents in Lino Lakes have great marketing systems and are able to sell homes faster and for higher prices.  So even if you find someone to sell your house at a 1.5% fee… look long and hard at whether you’ll be saving money long term.

The same goes for selling your house to a local real estate investor like The Antonov group.  The highest priced offer isn’t always the best. Look at the terms of the deal the house buyer offers you… and ensure they can close on-time… because every month that goes by costs you money (your mortgage, taxes, insurance, utilities, etc.) to hold the property.

It’s important to avoid low-quality real estate agents. These could be “rookies” who will do anything to make their first sale (including leaving dollars on the table). A good real estate can make selling your home an extremely smooth experience, and will work in your best interest.

So go out there and do your research and find a local real estate agent.

If you need to sell your house fast… we’d love to make you an all-cash fair offer on your house.

We can make you a no-obligation offer in 24 hours or less and you can weigh that option against going with a real estate agent.

Just click the link below and fill out the short form on the next page to get the painless process rolling.

Need To Sell Your Lino Lakes MN House Fast?

Submit Your Basic Property Info For A Fast Cash Offer >>

We buy houses in Fridley companies – are they credible?

If you’ve been driving around in Fridley, chances are you’ve seen some billboards advertising companies that buy houses.

Often times they say things like “We Buy Fridley Houses!” or “Cash For Your House”.

Are these “we buy houses in Fridley companies” credible?

How do I know if the local house buying companies out there are honest and credible?

Well… sometimes they all look the same at the start… but below we’ll walk you through some things to look for in a local house buying company before you should work with them.

Buying and selling houses is a valid and respectable profession that can help communities and house sellers in many ways. But just like any other line of work – a minority of house buyers in any market are the ones who make the rest of us look bad.

There are people who are really great, ethical folks who improve their neighborhoods one property at a time.

And then there’s shady, dishonest people who put money ahead of the well being of their clients and who would sign the contract to sell their own grandmother with one hand while stabbing you in the back with the other – as long as they were making enough money.

Yes, they are out there.

We’ll help you avoid these “shady house buyers” so you can work with honest, ethical, and reputable local companies who can buy your house for a fair all cash offer and close on your schedule.

But let’s not focus on the negative – at least not yet.

First, let’s cover exactly what the best house-flippers are doing.

What Reputable Fridley House Buyers Are Doing

  • Helping folks improve their lives by accessing the money they needright away. People often need the cash in their house to cover unexpected medical expenses, or to relocate to be close to a relative. We can make that happen in just a few days, and we deliver peace of mind.
  • Helping sellers get rid of a burdensome property without the hassle of having to list it with a broker and wait months and month for a sale.
  • Creating local jobs. We hire plumbers, contractors, electricians, brokers, title reps, loan officers, administrators and many other folks along the way. The average real estate transaction involves 86 people from start to finish. Our investments help create real jobs for people around Fridley MN.
  • Buying US products. We spend tons of money on materials that are made right here in the USA – that creates jobs in our timber mills, factories, supply shops, distribution centers and more. The US economy depends on steady improvement, and that requires investment from folks like us.
  • Increasing the value of Fridley neighborhoods. When we improve a house, we’re helping to increase the value of the entire community. We often repair abandoned and neglected houses, turning them into beautiful homes for families. That activity strengthens Fridley.
  • Increasing the tax base. When a new buyer takes over one of our properties, they’ll pay a higher tax rate based on the new and improved value. Those taxes go to pay for our schools, fire, police, libraries, streets and other valuable pieces of infrastructure.  Again, improving our neighborhoods.

Pretty cool stuff, right?

Lots of people think of house-flipping as a get-rich-quick scheme. That’s fueled by silly “reality” shows that amp up the drama because the reality of what we do on a daily basis is actually pretty boring.

Most of our work is coordinating with lots of people to make sure things are happening on time. We have to keep track of lots of moving parts.

So let’s get back to how you can use this information to find out if someone is a credible investor, and not just pulling a house buying scam.

How To Ensure You’re Working With A Reputable Local House Buyer

When you talk with a local house buyer to potentially buy your house… ask them some of the questions below to ensure they’re reputable, knowledgeable, and honest.

Ask open-ended questions like:

  • How do you help your clients?
  • What do you do for people?
  • Can you tell me more about your services?
  • What aspect of your business makes you the most proud?
  • How would you describe your investment philosophy?
  • How can I know that you’ll close on my house when you say you will?

Second, look for tell tale signs of tactics that those few shady operators tend to use.

  • “Kitchen table closings” – If a property buyer tries to get you to sign the deed (ownership) of your house over to them at your house, rather than a professional place like a closing attorney or title company… be leery.  Most reputable house buying services will perform the actual closing of the sale at a neutral 3rd party place… like a title company. This ensures everything is done right and on the up and up.
  • Pressuring you into a fast closing – If a house buyer tries to pressure you into selling your house and says that you have to make the decision today, be leery. Most reputable house buying services will make you and offer and that offer will be on the table for at least 2-7 days (minimum) for you to make a decision.  The reason reputable house buying services like ours at The Antonov group do place deadlines on our offers is because the market changes and values can change week to week depending on other sales in the area, also… we buy multiple houses a month and when we make you an offer we’re assuring you that the cash to purchase your house is ready and we’ll reserve that cash for several days so if you do want to sell your house, we can close on your schedule.  If you feel the offer isn’t a fit for you, then we’ll assign those funds to help another seller with their home sale.

Most scammers are looking for a quick score, and not an in-depth interview.

Chances are good that they’ll find excuses to get off the phone and move on to someone who doesn’t ask too many questions.

True investors who run honest and ethical Fridley house buying services, however, are building long-term businesses based on relationships and community development.

So when you’re looking at one of the “we buy houses in Fridley companies“… never be afraid to ask questions!

Give us a call anytime at 612-840-6507 or
fill out the form on this website today! >>

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